Financial Foundation

Our promise of modern, borderless banking is built on an unshakeable foundation of capital strength, regulatory excellence, and operational resilience. We believe true financial innovation is only possible with unwavering stability at its core.

Capital Strength

BankPro operates with a capital structure designed to exceed expectations and ensure absolute security for our clients.

82.1%

Capital Adequacy
Ratio

This ratio, a core measure of a bank's financial strength, is maintained at a level substantially above both regulatory requirements and the sector average. It demonstrates our capacity to absorb potential financial stress.

30.5%

Leverage Ratio

This exceptionally strong ratio highlights our conservative funding structure and low reliance on debt, underscoring the fundamental stability of our balance sheet.

102.7%

Liquidity Ratio

We maintain high-quality liquid assets that exceed our short-term obligations, ensuring we can meet client needs and operational demands under any market conditions.

BankPro maintains capital, liquidity and leverage ratios comfortably above regulatory requirements. This reflects a conservative risk framework designed to ensure balance sheet strength and long-term stability.

How BankPro Compares

The table below illustrates how our capital framework compares to the stringent global standards set by the Basel Committee, widely adopted by financial centres worldwide, including The Bahamas.

Pillar of Strength
BankPro MetricGlobal Regulatory Minimum (Basel III)What This Means for You
Pillar of Strength
Loss-Absorbing Capital
BankPro Metric:
Capital Adequacy
Ratio
82.1%
Global Regulatory Minimum (Basel III):10.5%
What This Means for You:

Our capacity to absorb financial shocks is nearly eight times the international requirement.

Balance Sheet Conservatism
BankPro Metric:
Leverage Ratio
30.5%
Global Regulatory Minimum (Basel III):3.0% - 3.5%
What This Means for You:

Our ratio exceeds the highest global standard by a factor of 8.7, reflecting a fundamentally secure balance sheet.

Short-Term Resilience
BankPro Metric:
Liquidity Ratio
102.7%
Global Regulatory Minimum (Basel III):100%
What This Means for You:

We hold more than sufficient liquid assets to cover all net cash outflows.

Governance & Independent Assurance

Our financial and operational integrity is validated through a rigorous framework of external and internal oversight.

External
Auditors

Binder Dijker Otte (BDO) conducts our annual financial statement audit, providing an independent opinion on our financial position.

External
Advisors

Ernst & Young (EY) provides strategic advisory services, ensuring our practices align with global best practices.

Internal & AML
Auditors

ATC Financial Advisors & Consultants performs dedicated internal and Anti-Money Laundering (AML) audits, ensuring the ongoing effectiveness of our risk and compliance frameworks.

Operational Resilience & Regulatory Trust

Our stability is engineered into the very infrastructure we use and is recognised by premier regulatory bodies.

Our core trading and banking systems are hosted in Equinix NY4 data centres in New York, one of the world's most connected and secure financial hubs, ensuring ultra-low latency and maximum uptime.

The Central Bank
of The Bahamas
(Master Code: LIC1139)
The Securities Commission
of The Bahamas
(License No.: SIA-F226)
Paolo Broccardo, Chief Executive Officer

A Message from Our CEO

Our financial and operational integrity is validate. At BankPro, we view financial strength not as a mere metric, but as our primary duty to clients. Our significantly capitalised position, validated by leading global auditors and housed within a robust regulatory framework, is the bedrock upon which we build innovative, client-centric solutions.

Paolo Broccardo, Chief Executive Officer

Built for Those Who Expect More

BankPro delivers premium digital banking designed around your life — not the other way around. Hold multiple currencies, spend globally, grow your wealth, and manage it all from one sleek app.

Transparency & Further Information

We are proud to uphold the highest standards of financial transparency and accountability. Our audited annual financial statements are prepared to international standards, published in the local Gazette, and available for inspection at our registered office during normal business hours in accordance with local regulations.

For more information regarding regulations and security, please visit our Compliance page. For specific shareholder information, please visit our dedicated Shareholder page.